• Control Your Insurance Destiny
    A collaborative way to manage health care costs
  • Forward Thinking
    Partner with like-minded companies to maximize your healthcare spend

Welcome to Well Health Insurance Ltd.

Well Health Insurance Ltd., formed in 2011, is a member-owned group captive which leverages the benefits of a partially self-insured health benefits plan through the use of a captive insurance overlay. This provides employers a unique option for their stop loss coverage.

Groups participating in Well Health Insurance Ltd. have enrolled employees ranging from 75 to 3500 on the plan and have the ability to gather at least two years of claims details.

Through the active participation of its shareholders, Well Health endeavors to provide the long-term security of a well-managed insurance company. The preceding is an overview of the Company only and is subject to change. Through Well Health, shareholders have indeed taken control of their insurance destiny.

Well Health Facts & Figures as of 1/1/2021

  • 135 member companies from across the U.S.
  • 60,000 total covered lives
  • $60 million in stop loss premium
  • $250,000 captive retention
  • Dividends paid annually